Monthly Archives: January 2015

Deal breaker checklist

  Small issues such as a broken kitchen drawer don’t need to be a deal-breaker. But make a list, so you can ask the seller to fix before you get the keys. Spot damp. Case the joint for wet spots, mould, peeling wallpaper and condensation on windows. Check inside cupboards too. Use your nose – […]

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Tips on buying a house

Ask yourself, Should I buy? Use it -mortgage deposit calculator.  Work out the true cost of buying – Mortgage arrangement fee, Valuation fee, Legal fees, Stamp duty, Removal costs, Home repairs, Furniture and extras. Don’t just take the max they’ll lend you Boost your credit score Check out the neighbourhood Use the right property finders […]

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First time buyer ?

Saving for a house deposit As a first time buyer, it’s becoming increasingly challenging to acquire a mortgage without a good-sized deposit. In order to have the best chance of successfully applying for a mortgage, lenders now typically require around 20 per cent of the value of the property as a deposit, at the time […]

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